Cookie Policy

---

Effective Date: 10/11/2024

This Cookie Policy explains how Elite Business Exchange and Smart Business Exchange, subsidiaries of CNH Holdings Inc. (“Company,” “we,” “us,” or “our”), use cookies and similar tracking technologies on our websites and platforms (collectively, the “Services”). By using our Services, you agree to the use of cookies as described in this policy.

1. What Are Cookies?

Cookies are small text files that are stored on your device (computer, smartphone, or tablet) when you visit a website. Cookies help us understand your browsing preferences, enhance user experience, and provide you with a more personalized interaction. Cookies can be either **session cookies** (which are deleted when you close your browser) or **persistent cookies** (which remain on your device for a set period or until you delete them).

2. Types of Cookies We Use

We use the following types of cookies on our Services:

• Essential Cookies: These cookies are necessary for the basic functionality of our Services, such as maintaining your session and providing access to secure areas. Disabling these cookies may impact your ability to use certain features.
• Performance and Analytics Cookies: These cookies help us understand how users interact with our Services by collecting information on which pages are visited, the time spent on the site, and any issues encountered. This data is used to improve the functionality and performance of our Services.
• Functionality Cookies: Functionality cookies allow us to remember your preferences and settings (such as language and region) to provide a more customized experience.
• Advertising and Targeting Cookies: These cookies are used to deliver relevant advertisements to you based on your interests and browsing behavior. They may be set by us or third-party partners and track your activity across websites.

3. Third-Party Cookies

We may allow third-party service providers, such as analytics companies and advertising partners, to place cookies on your device to collect information about your online activities over time and across different websites. These third parties may use the information to display advertisements that are relevant to your interests. We do not have control over these third-party cookies and recommend that you review their privacy policies for further information.

4. How We Use Cookies

We use cookies and similar tracking technologies for the following purposes:

• To Provide and Enhance Our Services**: Enable basic functions and support performance, such as page navigation and access to secure areas.
• To Analyze and Improve: Understand how users interact with our Services to optimize design, content, and user experience.
• To Personalize Content: Remember your preferences and settings to provide a more tailored browsing experience.
• To Deliver Targeted Advertising: Display ads that are more relevant to your interests and measure the effectiveness of ad campaigns.

5. Managing Your Cookie Preferences

You can manage your cookie preferences through your browser settings. Most web browsers allow you to control cookies through their settings, including blocking or deleting cookies. However, please note that disabling cookies may affect the functionality and features of our Services.

To learn more about how to manage your cookies, you can visit:

• [Google Chrome](https://support.google.com/chrome/answer/95647)
• [Mozilla Firefox](https://support.mozilla.org/en-US/kb/cookies-information-websites-store-on-your-computer)
• [Apple Safari](https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac)
• [Microsoft Edge](https://support.microsoft.com/en-us/help/4027947/microsoft-edge-delete-cookies)

Additionally, you can opt-out of certain third-party cookies used for targeted advertising by visiting the [Network Advertising Initiative’s opt-out page](https://www.networkadvertising.org/choices/) or the [Digital Advertising Alliance’s opt-out page](https://optout.aboutads.info/).

6. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our use of cookies. Any updates will be posted on this page, and we will update the “Effective Date” at the top of the policy. We encourage you to review this Cookie Policy periodically to stay informed about our use of cookies.

7. Contact Us

If you have any questions or concerns about this Cookie Policy, please contact us at:

Elite Business Exchange 

A subsidiary of CNH Holdings Inc.  

541 Locust Street

Lebanon, Missouri 65536

admin@elitebusinessexchange.com

417-895-0143

By using our Services, you consent to our use of cookies as described in this Cookie Policy.